When I purchased my house a little over a year ago, I qualified for Nova Scotia Housing’s Down Payment Assistance Program, which provided me with an interest free loan of 5% of the purchase price of my house, to use as a down payment. This program was the biggest factor in enabling me to become… Continue reading Nova Scotia Down Payment Assistance Program – 1 Year Later
Listing price, mortgage rate, down payment, taxes, fees, insurance. There is so much more to the cost of home ownership than people often stop to think about. Sorting through all the information can be challenging, especially when resources from Nova Scotia are pretty hard to come by, and most examples feature houses that are double… Continue reading The real cost of home ownership
I didn’t mean to become a minimalist. I didn’t read a blog post or see a youtube video and realise that simplifying would lead me to a happier life. And I didn’t purge my home and get rid of everything I owned. I just sort of fell in to it over a long period of… Continue reading How I became a Minimalist
...or what not to do If you haven't already, check out the first part of this post here: A time-line of Home Ownership or What not to do (Part 1) This post contains affiliate links. September 26 - November 18, 2020: I spent the next nearly 2 months in limbo. I started preparing for the… Continue reading A Time-line of Home Ownership (Part 2)
...or what not to do I have written a few times about the fact that although I dreamed of buying a house, I didn't really plan on it happening until it did. The whirlwind of emotions, the hard work, and the sheer awe of achieving such a huge thing that I never thought was was… Continue reading A Time-line of Home Ownership (Part 1)
One of the biggest obstacles facing hopeful home buyers is often the daunting task of saving up a down payment. For years I barely kept my head above water paying my rent, bills and managing my debt. The idea of putting aside thousands of dollars for a down payment was effectively impossible at that time.… Continue reading Nova Scotia Down Payment Assistance Program
