When I purchased my house a little over a year ago, I qualified for Nova Scotia Housing’s Down Payment Assistance Program, which provided me with an interest free loan of 5% of the purchase price of my house, to use as a down payment. This program was the biggest factor in enabling me to become… Continue reading Nova Scotia Down Payment Assistance Program – 1 Year Later
...or what not to do If you haven't already, check out the first part of this post here: A time-line of Home Ownership or What not to do (Part 1) This post contains affiliate links. September 26 - November 18, 2020: I spent the next nearly 2 months in limbo. I started preparing for the… Continue reading A Time-line of Home Ownership (Part 2)
...or what not to do I have written a few times about the fact that although I dreamed of buying a house, I didn't really plan on it happening until it did. The whirlwind of emotions, the hard work, and the sheer awe of achieving such a huge thing that I never thought was was… Continue reading A Time-line of Home Ownership (Part 1)
One of the biggest obstacles facing hopeful home buyers is often the daunting task of saving up a down payment. For years I barely kept my head above water paying my rent, bills and managing my debt. The idea of putting aside thousands of dollars for a down payment was effectively impossible at that time.… Continue reading Nova Scotia Down Payment Assistance Program
I won’t pretend that the answer is a resounding yes across the board. I know that the circumstances everyone faces are different. The sacrifices needed will vary and the drive to see your dreams through may waver. But I adamantly insist that it is possible to buy a house on minimum wage. While the world… Continue reading Can you buy a house on minimum wage?