My $19,000 credit card is almost paid off. I am slowly but surely managing to get ahead on a low income. Looking back at how far I've come, it's hard to believe that I now own a home, that I have investments, that I am easily keeping up with my budget. And I don't feel… Continue reading Getting Ahead on a Low Income
Most lower income earners recieved bi-weekly pay cheques, so typically get paid twice a month. Most of the year we use these to cover all of our expenses and try our best to stay on top of things as best as we can. But about twice a year the stars align and we get a… Continue reading 6 ways to use an extra pay cheque
I am really enjoying writing this type of post right now. It’s one thing to tell you about how I paid off debt and bought a house, but that was never the end goal. My financial security goal is for my family not to worry about money, knowing that our expenses are covered and… Continue reading My Financial Security Goals
...or what not to do If you haven't already, check out the first part of this post here: A time-line of Home Ownership or What not to do (Part 1) This post contains affiliate links. September 26 - November 18, 2020: I spent the next nearly 2 months in limbo. I started preparing for the… Continue reading A Time-line of Home Ownership (Part 2)
...or what not to do I have written a few times about the fact that although I dreamed of buying a house, I didn't really plan on it happening until it did. The whirlwind of emotions, the hard work, and the sheer awe of achieving such a huge thing that I never thought was was… Continue reading A Time-line of Home Ownership (Part 1)
I won’t pretend that the answer is a resounding yes across the board. I know that the circumstances everyone faces are different. The sacrifices needed will vary and the drive to see your dreams through may waver. But I adamantly insist that it is possible to buy a house on minimum wage. While the world… Continue reading Can you buy a house on minimum wage?