Today is the day I have been working so hard to get to. It is the day that the bad choices of my past cease to hold me back. It is the day that my goals shift towards the future. Today is the day I paid off my credit card! Today I am debt free!… Continue reading Debt Free! $19,000 in 19 months!
My $19,000 credit card is almost paid off. I am slowly but surely managing to get ahead on a low income. Looking back at how far I've come, it's hard to believe that I now own a home, that I have investments, that I am easily keeping up with my budget. And I don't feel… Continue reading Getting Ahead on a Low Income
20 years ago, I went to the DMV and wrote my drivers test. Then I lived in a city for 12 years which I found prohibitively expensive to own a car. I worked downtown, where parking was incredibly expensive, so I took the bus, and was pretty content with that for many years. When I… Continue reading Owning a Car – The Pros and Cons
Most lower income earners recieved bi-weekly pay cheques, so typically get paid twice a month. Most of the year we use these to cover all of our expenses and try our best to stay on top of things as best as we can. But about twice a year the stars align and we get a… Continue reading 6 ways to use an extra pay cheque
I am really enjoying writing this type of post right now. It’s one thing to tell you about how I paid off debt and bought a house, but that was never the end goal. My financial security goal is for my family not to worry about money, knowing that our expenses are covered and… Continue reading My Financial Security Goals
I have two little girls. My goal in raising them is not giving them all the things I didn't have as a child. What I want is to give them the opportunities that I didn't have. I want them to travel, to love learning, to try new things, to be open minded. This is some… Continue reading Financial Advice For My Children and Young Adults