When I purchased my house a little over a year ago, I qualified for Nova Scotia Housing’s Down Payment Assistance Program, which provided me with an interest free loan of 5% of the purchase price of my house, to use as a down payment. This program was the biggest factor in enabling me to become… Continue reading Nova Scotia Down Payment Assistance Program – 1 Year Later
Most lower income earners recieved bi-weekly pay cheques, so typically get paid twice a month. Most of the year we use these to cover all of our expenses and try our best to stay on top of things as best as we can. But about twice a year the stars align and we get a… Continue reading 6 ways to use an extra pay cheque
One of the biggest obstacles facing hopeful home buyers is often the daunting task of saving up a down payment. For years I barely kept my head above water paying my rent, bills and managing my debt. The idea of putting aside thousands of dollars for a down payment was effectively impossible at that time.… Continue reading Nova Scotia Down Payment Assistance Program
I won’t pretend that the answer is a resounding yes across the board. I know that the circumstances everyone faces are different. The sacrifices needed will vary and the drive to see your dreams through may waver. But I adamantly insist that it is possible to buy a house on minimum wage. While the world… Continue reading Can you buy a house on minimum wage?