In honour of it being New Years Eve, I wanted to share my financial resolutions for 2022 and the future beyond. In 2020 I bought my first home. In 2021 I paid off my credit card debt. And what exciting progress will 2022 hold for me? I can't wait to find out! I've been giving… Continue reading Financial Resolutions for 2022
When I purchased my house a little over a year ago, I qualified for Nova Scotia Housing’s Down Payment Assistance Program, which provided me with an interest free loan of 5% of the purchase price of my house, to use as a down payment. This program was the biggest factor in enabling me to become… Continue reading Nova Scotia Down Payment Assistance Program – 1 Year Later
I'm not a mortgage broker, banker or financial advisor. I am just a person who's been through this process recently and did a fair bit of research. I'm also a person who interacts daily with people who want to buy a home but don't know if this is a possibility for them or not. I… Continue reading Can you get a mortgage? A numbers break-down.
Is breaking Dave Ramsey's baby steps a better way to financial freedom? For me, it might have been. I think almost everyone who is interested in personal finance or paying off debt has heard of Dave Ramsey and his baby steps. He's a financial guru who's program has undoubtably helped a lot of people get… Continue reading Breaking Dave Ramsey’s Baby Steps