Most lower income earners recieved bi-weekly pay cheques, so typically get paid twice a month. Most of the year we use these to cover all of our expenses and try our best to stay on top of things as best as we can. But about twice a year the stars align and we get a… Continue reading 6 ways to use an extra pay cheque
Remember that financial plan I wrote last month? The one where I said I was going to pay off all my debt, then start investing. Well I didn't. I just couldn't wait to get started for even one more day. Sticking to a plan can be hard sometimes, and I'm just as guilty as anyone.… Continue reading Investing Mistakes and Lessons
Listing price, mortgage rate, down payment, taxes, fees, insurance. There is so much more to the cost of home ownership than people often stop to think about. Sorting through all the information can be challenging, especially when resources from Nova Scotia are pretty hard to come by, and most examples feature houses that are double… Continue reading The real cost of home ownership
Decluttering my home and moving towards a more minimal lifestyle has been a long journey for me – 8 or 9 years in fact. Kitchen minimalism was one of the easiest areas. I love cooking and baking, but we don’t entertain often, so pairing down unneeded cookware, extra dinnerware and duplicate utensils was pretty easy… Continue reading Kitchen Minimalism – Going Extreme
I am really enjoying writing this type of post right now. It’s one thing to tell you about how I paid off debt and bought a house, but that was never the end goal. My financial security goal is for my family not to worry about money, knowing that our expenses are covered and… Continue reading My Financial Security Goals
