buying a house
Buying a Home

A Time-line of Home Ownership (Part 1)

...or what not to do I have written a few times about the fact that although I dreamed of buying a house, I didn't really plan on it happening until it did. The whirlwind of emotions, the hard work, and the sheer awe of achieving such a huge thing that I never thought was was… Continue reading A Time-line of Home Ownership (Part 1)

down payment assistance
Buying a Home

Nova Scotia Down Payment Assistance Program

One of the biggest obstacles facing hopeful home buyers is often the daunting task of saving up a down payment. For years I barely kept my head above water paying my rent, bills and managing my debt. The idea of putting aside thousands of dollars for a down payment was effectively impossible at that time.… Continue reading Nova Scotia Down Payment Assistance Program

Credit cards credit score
Money & Finances

What You Need to Know About Your Credit Score

Think about the last time you applied for a loan or set up a new account, and the salesperson said “we’re just going to do a quick credit check, then we can finish up.” Did your heart race? Did you start sweating, experience a sense of panic and dread while you felt the blood rushing… Continue reading What You Need to Know About Your Credit Score