Today is the day I have been working so hard to get to. It is the day that the bad choices of my past cease to hold me back. It is the day that my goals shift towards the future. Today is the day I paid off my credit card! Today I am debt free!… Continue reading Debt Free! $19,000 in 19 months!
10 Tips for Saving Money
According to an AI Today I did a really interesting experiment. I asked an AI to generate 10 tips for saving money, and I was NOT disappointed! I'll add my own reactions to these tips, but frankly, they're a pretty good starting point. I think they mostly contain basic information that is widely shared all… Continue reading 10 Tips for Saving Money
Get Free Groceries this weekend!
I was planning to write about getting free groceries with PC Optimum this week. Turns out, my timing is phenomenal! This weekend I will be cashing in points to get a whopping $140 in free product from Shoppers Drugmart. Here's how that works: Collecting Points Base Points PC Optimum Points are available from all Loblaws… Continue reading Get Free Groceries this weekend!
5 most relatable money channels on YouTube
I've watched hours and hours of video to come up with a list of what I think are the most relatable money channels on YouTube. Over the last year or so I have really started to explore the YouTube platform as more than a collection of how-tos and funny cats. There are a plethora of… Continue reading 5 most relatable money channels on YouTube
Getting Approved for Down Payment Assistance
In the fall of 2020 I went through the process of getting approved for Down Payment Assistance through Nova Scotia Housing. The process was lengthy, and required even more steps than getting my mortgage did. But in the end it all worked out, and without it I would most certainly still be renting today. So… Continue reading Getting Approved for Down Payment Assistance
What is the Tax-Free First Home Savings Account
Canada's new Tax-Free First Home Savings Account has recently been announced and would-be home buyers are buzzing. But what is this account and how will it help Canadians purchasing their first homes? The Tax-Free First Home Savings Account combines the benefits of an RRSP with a TSFA. It allows users to deposit and withdraw funds… Continue reading What is the Tax-Free First Home Savings Account
Dealing with Unexpected Expenses
February has not been a good month for me. Between loss of wages and dealing with unexpected expenses, I have been struggling a lot. I haven't wanted to sit down and write this, because it's been causing me a lot of stress. But I've shared my financial wins with you, so it only seems fair… Continue reading Dealing with Unexpected Expenses